Sometimes life happens, and you might have opened a bank account in Nigeria. After a while, you got busy with things and were unable to keep up with the account, making it dormant. Now that you want to use it again, you will have to reactivate it.

The process is quite simple and straightforward. You have to go to the bank and request to reactivate your account. You’ll be asked for the account number attached, and they will direct you to the next step.

In my experience, when I had to reactivate a dormant Firstbank account, I was asked to bring a passport photograph, write a letter requesting to activate my dormant account, and a utility bill.

Now that there is an invention of BVN, you might be asked to request one or attach an already existing one. Finally, a reactivation form will be given to you to fill out. When submitting the form, along with other requirements, you’ll be asked to do a thumbprint.

After all, this is done, your account should be up within 24 hours. This procedure applies to UBA, GTB, Access Bank, and other banks with physical infrastructure.

But what if it was an online bank like Kuda or Opay?

You’re likely not going to find a physical infrastructure. So what are you going to do?

You’ll need to contact them through email. Every online bank has a contact support email. Reach out to them requesting activation. The requirements will be different from what physical banks ask for. They will send a form to you that you can fill out and send back to them. No need to order or run to a computer center if you’re not familiar with downloading and sending forms. But, you know what? It’s not difficult to get your dormant account reactivated with fintech banks.